Participating Banks
Participating bank lists for the APIs in this reference. See Payments for the Real-Time Clearance and Payshap lists in context, and AVS for the Real-time AVS list in context.
:::warning Source conflict — confirm before use
Standard Bank's universal branch code is given as 51001 in the Real-Time Clearance table below and in the Real-time AVS table further down this page, but as 051001 in the Payshap table below. Both readings are faithful to the source document (payments.md:2055 vs payments.md:2080), and the published addSuppliers example in Payments uses 051001. This is not resolved here; confirm the correct value before use.
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Real-Time Clearance Participating Banks
:::warning Source conflict — confirm before use
This table lists HBZ Bank | 570126 under Real-Time Clearance, but the Changelog records "Removal of HBZ as Real-Time Participating Bank" (2024-10-03, changelog.md:29). Both readings are faithful to the source document, which contradicts itself between the payments guide's participating-banks list and its own version history. This is not resolved here; confirm whether HBZ is still a Real-Time Clearance participant before routing a payment to it.
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| Participating bank | Universal branch code (preferable) |
|---|---|
| Absa | 632005 |
| African Bank | 430000 |
| Al Baraka Bank | 800000 |
| Access Bank | 410506 |
| Bidvest Bank | 462005 |
| Capitec | 470010 |
| Capitec Business | 450105 |
| Discovery Bank | 679000 |
| Finbond Mutual Bank | 589000 |
| First National Bank incl FirstRand Group | 250655 |
| HBZ Bank | 570126 |
| Investec Bank | 580105 |
| Nedbank | 198765 |
| Nedbank Corporate Saver – Clearance delay up to 2 hours | 720026 |
| OM Bank | 352000 |
| Sasfin | 683000 |
| Standard Bank | 51001 |
| Standard Chartered Bank | 730020 |
| Tyme Bank | 678910 |
Payshap Participating Banks
Payment as Payshap is not defined in the payload. The bank will automatically convert the payment to Payshap if the Real-Time Clearance instruction is to a participating bank and the value does not exceed R50000.00.
| Participating bank | Universal branch code (preferable) |
|---|---|
| Absa | 632005 |
| African Bank | 430000 |
| Capitec | 470010 |
| Capitec Business | 450105 |
| Discovery Bank | 679000 |
| First National Bank incl First Rand Bank | 250655 |
| HBZ Bank | 570126 |
| Investec Bank | 580105 |
| Nedbank | 198765 |
| OM Bank | 352000 |
| Sasfin | 683000 |
| Standard Bank | 051001 |
| Tyme Bank | 678910 |
Real-time AVS Participating Banks
| Participating bank | Valid branch code range | Universal branch code (preferable) |
|---|---|---|
| Absa | 630 000 to 659 999 | 632005 |
| Absa | 300 000 to 349 999 | 632005 |
| Absa | 500 000 to 569 999 | 632005 |
| Absa | 420 000 to 429 999 | 632005 |
| African Bank | Not applicable | 430000 |
| Bank Zero | Not applicable | 888000 |
| Bidvest Bank | Not applicable | 462005 |
| Capitec | 470 000 to 470 999 | 470010 |
| Discovery Bank | 679 000 to 679 999 | 679000 |
| First National Bank | 200 000 to 299 999 | 250655 |
| Finbond Mutual Bank | 591000 | 591000 |
| Grindrod Bank | 584000 | 584000 |
| Investec | 580 000 to 580 999 | 580105 |
| Nedbank | 100 000 to 199 999 | 198765 |
| Nedbank Corporate Saver | Not applicable | 720026 |
| Sasfin | Not applicable | 683000 |
| Standard Bank | 000 000 to 099 999 | 51001 |
| Tyme Bank | 678910 | 678910 |